JovanWilliams
510-467-3973
Mission Statement:
Utilizing my creativity and problem solving skills in an organization searching for improvement efficiency, productivity and employee development. Helping an organization by using my experience in Mortgage. Developing an organization that is respected for it’s internal as well as external customer care that influences an entire company to be focused on customer delight.
Summary of Qualifications:
I have experienced a few job types, which have broadened my horizons to all aspects of the professional world. The majority of my experience has been in the Mortgage Industry, I have been a Loan Processor/Underwriter I am looking to pursue my career the Real Estate Market. I have worked with several lenders and have close relationships with well known Title Companies and Appraisers who can make the impossible happen.
Employment History:
QFI Inc.
Loan Processor, Pleasant Hill, CA
01/06-Present
Processing files from A to Z
Maintaining a pipeline from 30 to 40 loans
First Financial Group, Walnut Creek, CA
Sr. Loan Processor/Underwriter
01/05-12/05
Pre-Underwriting
Reviewing submissions before submitted to Lenders
Making accurate corrections to fit underwriting guidelines
(Processing Mortgage files from A to Z)
Prestige Mortgage, Dublin, CA
Mortgage Loan Processor
01/03-12/04
Correcting 1003 suitable for submission
Verifying accurate income based on Bank Statements/Taxes
Client contact with Borrowers, retrieving appropriate conditions
Fulfilling Prior to Funding Conditions
Following the loan until closing
VOE, VOR, VOM, Credit Supplement, Appraisal Conditions, Title Conditions
Chase Manhattan, San Ramon, CA
Mortgage Funder (Temp)
03/04-05/04
Finalizing loan documents
Client employment and insurance verification
Progressing efficient work under deadlines
American Dream Realty & Loans, Fremont, CA
Mortgage Loan Processor
06/01-10/02
Preparation of new client files
Verifying accurate documents critical to each loan
Searching rates with several lenders (World, IndyMac, B of A, GreenPoint, People’s Choice, and several more)
Following each loan to closing
Education:
Chabot College, Hayward, CA 2002-2004
Real Estate, Sociology, Speech, African American Studies
Laney College, Oakland, CA 2001-2002
Statistics, Spanish, African American Studies
Cal State Hayward, Hayward, CA 1999
English 1A
High School:
James Logan High School, Union City, CA 1999
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