KRISSY SUTTON 209-380-1004 CELL
OBJECTIVE
To obtain a position in the Real Estate/Escrow business field in which I can apply my skills and gain new experience from an exciting yet challenging atmosphere. I command the skills and motivation needed to become a substantial asset to your company.
SKILLS
20 years of computer experience with IBM compatible systems running Microsoft Windows 9x. I am experienced in Mortgage Lending, Real Estate, Escrow, Sales, Marketing, AR, AP, Payroll, Filing, Bookkeeping and Data Entry. Daily use of applications, including:
Microsoft Office 2000 XP
QuickBooks, ACT, Publisher, Adobe Marketer Pro, DU, LP, Calyx Point, NGS, TEAM, Impact, Sure Close, MLS, PARAGON, LOOPNET
Notary Public / Certified Loan Document Signor
WORK EXPERIENCE
01/05 – PRESENT PAYMUN INCORPORATED DUBLIN, CA
OFFICE MANAGER / LOAN PROCESSOR / Executive Assistant to President CEO/Broker
Assist Real Estate Agents With Contracts, Open New Escrows, Obtain New Broker Packages, Obtain Approvals and Broker Codes from Different Lenders, Keep Track of all Account Reps, Broker Codes, and Contact Information, Build Relationships with Escrow Officers All Account Reps, Building Maintenance, Phones, Fax, Copier, Training of New and Existing Employee’s, Hiring of New Agents, Posting Employment on Craig’s List, Monster, Etc, Payroll, HR, Keep Track of Employee Files, Submission Sheets, responsible for Background Checks, Credit Reports, Point Software, Ordering Inspections, Appraisals
06/05 – 12/05 PRUDENTIAL CALIFORNIA REALTY MODESTO, CA
TRANSACTION COORDINATOR
Assist Real Estate Agents, Order Home Inspections, Roof Inspections, Chimney Inspections, Termite Inspections, Order Home Warranties, Open Escrow with Title Companies, Order Disclosure Packages, Distribute Disclosures to Agents both Buying and Selling. Make Sure Contract is Complete, Contingency Removal, Addendums, Signatures are all correct, Scan documents into Sure Close, Order Pre-Lims, Contact Lender, Review Closing Statements for accuracy, Sign Off’s, Fill out Commission Sheets, Distribute Funding Packages to agents.
06/04-06/05 CHICAGO TITLE COMPANY CAMPBELL / LOS GATOS, CA
Escrow Assistant/Loan Closing Specialist
Assist Escrow Officers, Closings, Funding Packages, Trust Accounting, Approve Wires, Bank Depositing in Team, Deposit Processing, Update Pre-lims, Title Reports, Ship Loan Packages in GSO, UPS, Fed EX, Receipt in Deposit Checks, Open New Orders into NGS, Order Supplies, Filing, Coordinate Sign Offs, Mail Distribution to Escrow Officers, Mail Checks, Distribute New Loan Packages to Escrow Officers, Disburse Checks to Brokers, Lenders, Homeowners, Order Demands, Payoffs from Banks, Enter Buyer/Seller Fee's.
04/03-05/04 REALTY WORLD JOHN V. PINTO & ASSOCIATES SAN JOSE, CA
Escrow Coordinator, Officer
■ Input Terms and fee’s for buyers and sellers, Update Closing Statements, Order Home Warranties, Appraisals, Termite Inspections, Order HOA Documents, Mail disclosures to agents and Buyers, Put together listing files, seller files, Receive disclosures and input them into Sure Close, coordinate inspections with other agents, Coordinate sign off’s, open new escrows, Review Contracts and contingency removals.
06/02-4/03 NEIGHBORHOOD HOUSING SERVICES SILICON VALLEY SAN JOSE, CA
Escrow Coordinator, Loan Assistant, Real Estate Salesperson & Broker Assistant
■ Assist in correspondence on each new sales transaction, track progress on each sale or loan transaction, maintain computerized and hard copy files, close and coordinate 10-13 loan & real estate transactions a month consistently, Assist in scheduling meetings between the sales and loan agents and their clients, open new escrows with title companies, order binder policies, preliminary title reports, HOA certifications, CC & R’s, order home inspections, termite inspections, appraisals, schedule termite work, put together escrow files, and sales contracts, remove contingencies, keep track of disclosures, bill clients for home inspections, contact listing, buying, and selling agent, help resolve issues that, if not resolved will delay the closing of escrow or jeopardize the transaction, assist in making follow up calls to clients for needed information or documentation, review closing statements, notarize deeds of trusts, order final closing packages from title, work directly with the broker, three real estate agents, senior loan officer and loan processor, order home warranty policies, attend loan and real estate meetings daily, take notes for deputy and executive director and send them weekly in an e-mail format, attend first time homebuyer workshops, orientations, seminars, create documents for real estate agents in excel, word etc. attend sales functions, maintain positive relationships among the various parties to the transaction, search for new homes for clients through property minder, organize and maintain point software, track deposit checks, sales receipts to escrow, call for pick ups, maintain filing cabinet, sort loans alphabetically, create new folders, and other assignments as needed.
10/01 – 06/02 CTX MORTGAGE / CENTEX HOMES STOCKTON, CA
Production Assistant / Loan Officer Assistant for Top Producer
■ Take new loan applications over the phone and in person in Marketer Pro, Loan Prospector, and Desktop Underwriter, gather bank statements, tax returns, put together new loans for purchases for primary and secondary homes, investments, and refinances, VA, Conv, FHA, and Construction loans, upload new loans in TMO, run credit, calculate LTV and debt to income ratios, contact credit reporting agencies, put closing packages together for submission, upload files into database, view current rates, pricing sheets, and programs for customer, cancel old files, upload files, order payoffs, print loan docs, work with rapid resolve to fix credit reports, follow up on PTD/PTF conditions, order appraisals, order HOA’s & CC&R’s, open escrow with title companies, order settlement statements with title, deposit checks, order pre-lims, submit files to multiple lenders& brokers, order homeowners insurance policies, order payoffs, order VOE & VOD’s, work with realtors, attend signing’s with customers, go to subdivisions to acquire new business, attend sales functions & events, put marketing packages together for new business, travel to different areas for seminars, order closing gifts for customers through media center
01/00 - 10/01 US BANCORP MODESTO, CA
Personal Banker 3/ New Accounts Representative
■ Submit and process home equity loans & lines of credit, installment loans, car loans, reserve lines, credit cards, business lines, business equipment leasing, annuities, money market accounts, life insurance, redeem certificate of deposit & Ira contributions/distributions, open checking and savings accounts for personal and business accounts, check orders, teller transactions, account maintenance, lobby management, generate branch buzz, motivate tellers, sales calls, generate new business by attending community functions and events.
02/99 – 02/00 SYNOVATION INCORPORATED MODESTO, CA
Administrative Assistant/Backup Operator
■ Enter daily time sheets for employee’s into database, run reports, insert & remove all backup tapes, deposit checks, type letters, order office equipment online, set up computer software/hardware, telephones & extensions using NBX Net set for new users, keep track of employee’s available sick time, vacation time, personal days, etc., handle all employee’s questions regarding medical/dental insurance & 401K issues, collate folders for demo’s, conferences, setup conference room, attend meetings, conferences, go to p.o. box to retrieve mail, keep up the calendar for scheduled demo’s, meeting’s, handle all incoming/outgoing mail, answer phones, mailing labels, envelopes, hanging file folders, faxing confidential documents, contact EDD for new hires, document processing in word, create excel spreadsheets for keeping track of employee’s key’s to the office, parking passes, etc., make travel arrangements for president of company and employee’s, create presentations in Microsoft access, coordinate interviews, organize filing cabinets, add up company’s expenses monthly & put in order by date, lock up office before leaving daily, including elevator access, take any mail at the end of day, including FedEx packages.
01/98 – 01/99 CALIFORNIA MORTGAGE MODESTO, CA
Loan Processing Assistant/Document Preparation
■ Processed loan applications, verified employment and bank statements, Processed new loan submissions into database, faxed documents, shipping, receiving, trans-boxes, bookkeeping, filing, customer service, backup for receptionist, incoming and outgoing mail, coordinate meetings, and travel arrangements, ordered appraisals, title reports.
EDUCATION
2002-2003 Insurance School of the Central Valley Modesto, CA
Life And Health License
2002-Present Notary Public License / Certified San Jose, CA
Currently Licensed through the State Of CA
2004- Present Allied Business School San Jose, CA
Working on Real Estate Sales Person License
2000 - 2003 Modesto Junior College Modesto, CA
Business
Working on Business Management Degree
1995 - 1999 West Valley College Saratoga, CA
REFERENCES
Available Upon Request
1613 MARTY COURT, MODESTO CA 95350
• CELL (209) 380-1004• E-MAIL KRISSY_CHENARIDES@YAHOO.COM
KRISTINA.SUTTON@CLEARWIRE.NET OR KRISSY.SUTTON@CLEARWIRE.NET
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